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PerkIQ vs Broker reviews
A free benefits review from a UK insurance broker or benefits consultant. The natural next step after a PerkIQ Healthcheck flags what you need to procure.
PerkIQ and a broker do different jobs and work best together. PerkIQ gives you an independent, structured starting point: what you have, what's missing, what to fix first. A broker takes that into the market with quotes, underwriting, scheme setup, and ongoing service. Most SMEs benefit from using both, in that order.
Feature-by-feature
Choose PerkIQ if
- You want an unbiased starting point before talking to a broker
- You want to track your benefits package across years, not just renewals
- You don't currently have a broker relationship
- You want survey data on employee preferences before procuring
Choose Broker reviews if
- You're ready to procure or renew specific insurance products
- You want hands-on help with quote comparison and underwriting
- You value an existing relationship and accept the commercial trade-off
- You don't have time to manage benefits in-house at all
Pricing
PerkIQ
Free for the Snapshot Healthcheck. £45/mo Growth (annual) for the full diagnostic and provider matching.
Broker reviews
Free at point of use. The cost sits inside the products you eventually buy. Brokers typically earn 5-15% of first-year premium on PMI, group risk, and similar products.
Two tools, one workflow
PerkIQ is the diagnostic layer; a broker is the procurement layer. The good brokers actively encourage clients to come in with an independent score because it tightens the conversation and shows the client where they really stand. Run PerkIQ first, take the output to your broker, and the rest of the conversation moves faster.
See your benefits score in five minutes
Run the Snapshot for free. No credit card. Decide for yourself if PerkIQ replaces what you would otherwise spend on this.