Provider comparison
Scottish Widows vs Aviva
Side-by-side comparison from the PerkIQ directory. Cover, pricing, regulator status, and fit at a glance.
Category
Pension & Retirement
Pension & Retirement
Best for
Businesses of all sizes
Businesses of all sizes
Pricing model
On request
On request
UK presence
UK provider
UK insurer
Regulator
FCA and PRA regulated insurer (see FCA Register)
FCA and PRA regulated insurer (see FCA Register)
Strapline
Scottish Widows, part of Lloyds Banking Group, offers workplace pensions including a master trust and contract-based schemes.
Aviva offers workplace pensions for employers, including a group personal pension and a master trust, alongside group protection.
What's included
- Master trust. A trust-based workplace pension with an independent trustee board.
- Contract-based schemes. Group personal pension options for employers.
- Retirewell. An engagement portal to help employees plan for retirement.
- Employee app. Employees manage their pension in an app.
- Group personal pension. A contract-based workplace pension for auto-enrolment.
- Aviva Master Trust. A trust-based workplace pension run by a trustee board.
- Group protection. Group life and income protection available alongside the pension.
- Direct or through an adviser. Available directly or through a financial adviser or broker.
At a glance
- FCA and PRA regulated
- Part of Lloyds Banking Group
- Master trust option
- Retirewell portal
- FCA and PRA regulated
- Group personal pension
- Master trust option
- Group protection available
Pick the right one with data, not a sales pitch
Score your benefits stack with PerkIQ and you'll see which of these (or another provider entirely) closes the biggest gaps for your team.
Information on this page is editorial, gathered from public sources and the providers' own materials, and does not constitute financial advice or a recommendation. For a quote, contact each provider directly or speak to an FCA-authorised broker. PerkIQ is not a reseller and earns no commission on provider sign-ups.