About Smart Pension
Smart Pension is one of the UK's largest workplace pension master trusts, with over 1.5 million members and 70,000+ employer schemes. Their technology-first approach means setup typically takes under an hour, and members manage their pension through a polished mobile app.
The default fund (Smart Sustainable Growth) tracks a multi-asset portfolio aligned with ESG screens. Annual management charge (AMC) sits at 0.45-0.75% depending on fund choice, competitive for the UK master trust market.
What's included
Fast setup
Sign up online and start auto-enrolment in under an hour. No paperwork, no broker required.
Member app
Mobile-first pension management, employees can change contributions, switch funds, and project retirement income in-app.
Sustainable default
Smart Sustainable Growth fund is the auto-enrolment default, with ESG screens and climate alignment baked in.
API integrations
Native integrations with major UK payroll systems (Xero, Sage, BrightHR, Iris) for automated contributions.
Compare with
Aviva
Aviva is one of the UK's largest workplace pension providers, offering Group Personal Pension (GPP) schemes...
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Penfold
Penfold is a digital workplace pension built for modern SMEs and self-employed workers. Simple setup,...
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NEST
NEST (National Employment Savings Trust) is the government-backed master trust set up to support...
Compare →Brokers we work with
UK brokers that typically place Smart Pension business. Run a PerkIQ Healthcheck first, then take the output to one of these for a tighter procurement conversation.
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Information on this page is editorial, gathered from public sources and provider materials, and does not constitute financial advice or a recommendation. For a quote, contact Smart Pension directly or speak to an FCA-authorised broker. PerkIQ is not a Smart Pension reseller and earns no commission on provider sign-ups.
