Provider comparison
AXA Health vs Medicash
Side-by-side comparison from the PerkIQ directory. Cover, pricing, regulator status, and fit at a glance.
Category
Health & Insurance
Health & Insurance
Best for
50-10,000+ employees
10-2,000 employees
Pricing model
Per employee / month
£4-£15 per employee / month
UK presence
Since 1940 (as PPP)
Since 1871
Regulator
FCA-authorised
FCA-authorised
Strapline
AXA Health (formerly PPP healthcare) is a top-tier UK private medical insurer with strong corporate schemes, flexible cover design, and the ability to bespoke benefits for different employee tiers.
Medicash is one of the UK's longest-established cash plan providers, reimbursing employees for everyday healthcare costs like dental, optical, physio, and GP services. Cheaper than PMI, popular for broader staff coverage.
What's included
- Comprehensive PMI. In-patient, day-patient, and outpatient cover with flexible tier design. Open-referral, guided, or directional schemes.
- Doctor At Hand virtual GP. Video GP consultations seven days a week, prescriptions to your local pharmacy, and onward referrals into the AXA network.
- Mental health pathways. Direct-access talking therapies with no GP referral required. Up to 25 sessions on most corporate plans.
- Tiered scheme design. Differentiate cover levels between senior leadership, mid-management, and broader workforce in a single scheme.
- Cash plan reimbursement. Employees pay for everyday healthcare (dentist, optician, physio, prescriptions) and claim back fixed amounts up to annual limits.
- mProve virtual GP. Round-the-clock video GP appointments, included in most plans, no extra premium.
- Mental health support. Counselling and structured therapy sessions, with self-referral and short waiting times.
- Not-for-profit mutual. Surpluses are reinvested into member services rather than paid out as shareholder dividends.
Who it's for
No fit notes published.
No fit notes published.
Pricing approach
No pricing notes published.
No pricing notes published.
At a glance
- FCA authorised & regulated
- Part of AXA Group (global)
- 1.5m+ UK members
- Strong corporate tiering options
- Direct & broker channels
- Doctor At Hand virtual GP
- FCA authorised & regulated
- Not-for-profit mutual
- UK head office, Liverpool
- Founded 1871
- Broad-staff coverage focus
- Available direct or broker
Pick the right one with data, not a sales pitch
Score your benefits stack with PerkIQ and you'll see which of these (or another provider entirely) closes the biggest gaps for your team.
Information on this page is editorial, gathered from public sources and the providers' own materials, and does not constitute financial advice or a recommendation. For a quote, contact each provider directly or speak to an FCA-authorised broker. PerkIQ is not a reseller and earns no commission on provider sign-ups.
