Provider comparison
Salary Finance vs Mintago
Side-by-side comparison from the PerkIQ directory. Cover, pricing, regulator status, and fit at a glance.
Category
Financial Wellbeing
Financial Wellbeing
Best for
500-50,000+ employees
20-2,000 employees
Pricing model
Free for employer
Free for employer
UK presence
Since 2015
Since 2020
Regulator
FCA-authorised
FCA-authorised
Strapline
Salary Finance offers UK employees salary-linked loans, savings, and financial education. Loans repaid via payroll deduction at significantly below market rates.
Mintago is a UK financial wellbeing platform combining pension consolidation, salary tracking, and financial coaching. Free for employers, low-cost for employees.
What's included
- Payroll-linked loans. Loans repaid via payroll deduction at APRs well below high-street credit cards or payday lenders.
- Payroll-linked savings. Tax-efficient gross-pay savings into FSCS-protected accounts, building emergency funds without effort.
- Financial education library. Articles, videos, and interactive tools covering budgeting, debt management, pensions, and savings.
- Free for employers. No setup or platform fee. Salary Finance is paid by the lending margins, so the employer side is fully free.
- Pension finder & consolidation. Employees locate old workplace pensions and, where suitable, consolidate them into a single pot.
- 1-to-1 financial coaching. Unlimited calls with qualified financial coaches, included for employees at no cost.
- Salary calculator. Take-home pay, salary sacrifice modelling, and pension impact projection inside the app.
- Financial education library. Bite-sized articles, videos, and interactive content covering budgeting, debt, savings, and pensions.
Who it's for
No fit notes published.
No fit notes published.
Pricing approach
No pricing notes published.
No pricing notes published.
At a glance
- FCA authorised
- Founded 2015, London
- Salary-linked loans & savings
- Below-market interest rates
- Free for employers
- Enterprise focus
- FCA authorised
- Founded 2020, London
- Pension consolidation
- Financial coaching
- Free for employers
- Modern app experience
Pick the right one with data, not a sales pitch
Score your benefits stack with PerkIQ and you'll see which of these (or another provider entirely) closes the biggest gaps for your team.
Information on this page is editorial, gathered from public sources and the providers' own materials, and does not constitute financial advice or a recommendation. For a quote, contact each provider directly or speak to an FCA-authorised broker. PerkIQ is not a reseller and earns no commission on provider sign-ups.
