About Salary Finance
Salary Finance partners with UK employers to offer salary-linked financial products to staff. Loans are repaid via payroll deduction, typically at rates significantly below high-street credit cards. Particularly impactful for employees on lower incomes or with thin credit files.
Also offers salary-linked savings (deductions from gross pay before tax), helping employees build emergency funds passively. Used by Boots, Co-op, NHS, and Reed among others. Free for employers, Salary Finance is paid by the lending margin on loans.
What's included
Payroll-linked loans
Loans repaid via payroll deduction at APRs well below high-street credit cards or payday lenders.
Payroll-linked savings
Tax-efficient gross-pay savings into FSCS-protected accounts, building emergency funds without effort.
Financial education library
Articles, videos, and interactive tools covering budgeting, debt management, pensions, and savings.
Free for employers
No setup or platform fee. Salary Finance is paid by the lending margins, so the employer side is fully free.
Building a benefits stack? Start with the gaps.
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Information on this page is editorial, gathered from public sources and provider materials, and does not constitute financial advice or a recommendation. For a quote, contact Salary Finance directly or speak to an FCA-authorised broker. PerkIQ is not a Salary Finance reseller and earns no commission on provider sign-ups.
