About Wagestream
Wagestream gives employees flexible access to wages they've already earned, before payday, without changing your payroll cycle. It also includes a salary tracker, in-app savings, financial coaching, and educational content.
Strong fit for sectors with hourly or shift-based workers where payday gaps can drive financial stress (retail, hospitality, healthcare). 800+ UK employers, 3 million workers covered. Backed by Joseph Rowntree Foundation.
What's included
Earned wage access
Employees can draw down wages they have already earned ahead of payday, without changing your payroll cycle.
Salary tracker and budgeting
Real-time view of earned-to-date pay, plus simple budgeting tools and spend categorisation.
In-app savings
FSCS-protected savings pots funded by automatic gross-pay deductions, helping employees build emergency funds.
Financial coaching and education
Free 1-to-1 coaching calls plus a content library covering debt, savings, pensions, and budgeting.
Building a benefits stack? Start with the gaps.
Score your current package against the UK SME market in 5 minutes, see exactly where Wagestream (or alternatives) fit, and get a tailored shortlist.
Information on this page is editorial, gathered from public sources and provider materials, and does not constitute financial advice or a recommendation. For a quote, contact Wagestream directly or speak to an FCA-authorised broker. PerkIQ is not a Wagestream reseller and earns no commission on provider sign-ups.