About Aviva Health
Aviva is a FTSE 100 financial services group with over 16 million UK customers. Its group private medical insurance (PMI) range sits alongside its workplace pension, group life, and income protection products, making it a natural choice for employers who want to consolidate benefits with a single provider.
The Aviva Health proposition is built around straightforward cover with a strong digital GP service, cancer care as standard, and mental health support. Aviva is broadly mid-market on price and cover, often competitive against the larger PMI specialists for younger or smaller workforces.
Bundling Aviva PMI with Aviva's group risk products (life, income protection, critical illness) frequently unlocks commercial discounts and simplifies renewal administration, which is a practical advantage for SMEs without a dedicated HR team.
What's included
Group PMI
Inpatient and outpatient cover with flexible excess and hospital list options. Cancer care included as standard on all plans.
Digital GP
Video GP appointments available seven days a week, included on most corporate plans, with prescription and onward referral.
Mental health support
Access to talking therapies and a mental health helpline. Some plans include structured CBT sessions.
Bundled group risk
Combine PMI with Aviva group life, income protection, or critical illness for consolidated admin and potential premium discounts.
Flexible underwriting
Moratorium and medical history disregarded (MHD) underwriting options available, suited to new and transferring schemes.
Who it's for
Pricing approach
Aviva prices group PMI per employee per month, based on age profile, cover tier, selected excess, and hospital list. Typical SME premiums range from approximately £25 to £90 per employee per month for standard inpatient cover.
Bundling with Aviva group risk products can reduce overall cost. Schemes are generally placed via a broker; direct schemes are available but less common.
Indicative range based on UK market data; obtain a formal quote via Aviva or an FCA-authorised broker.
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Information on this page is editorial, gathered from public sources and provider materials, and does not constitute financial advice or a recommendation. For a quote, contact Aviva Health directly or speak to an FCA-authorised broker. PerkIQ is not a Aviva Health reseller and earns no commission on provider sign-ups.
