About Bupa
Bupa is the UK's largest private medical insurance provider by member volume, with over 2.3 million UK customers across health, dental, and care services. Established in 1947, it operates as a company limited by guarantee, there are no shareholders, so surpluses are reinvested into customer services rather than dividends.
Corporate cover (Bupa Select / Bupa By You) is the workhorse product for UK SMEs, with flexible tiers, broad consultant networks, and a strong virtual GP service (Bupa Anywhere). Pricing is typically competitive on a like-for-like basis with smaller carriers.
Bupa runs its own clinics, dental practices, and care homes, which gives it negotiating leverage on consultant fees and shorter waiting times for its members vs. open-market PMI.
What's included
Comprehensive PMI
In-patient, day-patient, and outpatient cover with flexible tiering. Choose from open-referral, guided, or directional schemes.
Bupa Anywhere GP
Virtual GP service with 15-minute appointments, prescriptions, and onward referral, included in most schemes.
Mental health support
Direct-access talking therapies, no GP referral required. Up to 28 sessions on most corporate plans.
Bupa-owned clinics
Members get priority access to Bupa Cromwell Hospital, Bupa Dental Care, and Bupa Health Clinics across the UK.
Pricing approach
Bupa prices corporate PMI per-employee-per-month, varying by cover tier, age profile, sector, and excess. Typical UK SME premiums range £30-£100 per employee per month for standard cover.
Available direct or through a broker. Brokers often negotiate sharper renewal terms for mid-market schemes (250+ lives).
Indicative range; obtain a quote via Bupa or an FCA-authorised broker.
Compare with
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AXA Health
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Medicash
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Compare →Brokers we work with
UK brokers that typically place Bupa business. Run a PerkIQ Healthcheck first, then take the output to one of these for a tighter procurement conversation.
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Information on this page is editorial, gathered from public sources and provider materials, and does not constitute financial advice or a recommendation. For a quote, contact Bupa directly or speak to an FCA-authorised broker. PerkIQ is not a Bupa reseller and earns no commission on provider sign-ups.
