Provider comparison
Bupa vs Medicash
Side-by-side comparison from the PerkIQ directory. Cover, pricing, regulator status, and fit at a glance.
- Comprehensive PMI. In-patient, day-patient, and outpatient cover with flexible tiering. Choose from open-referral, guided, or directional schemes.
- Bupa Anywhere GP. Virtual GP service with 15-minute appointments, prescriptions, and onward referral, included in most schemes.
- Mental health support. Direct-access talking therapies, no GP referral required. Up to 28 sessions on most corporate plans.
- Bupa-owned clinics. Members get priority access to Bupa Cromwell Hospital, Bupa Dental Care, and Bupa Health Clinics across the UK.
- Cash plan reimbursement. Employees pay for everyday healthcare (dentist, optician, physio, prescriptions) and claim back fixed amounts up to annual limits.
- mProve virtual GP. Round-the-clock video GP appointments, included in most plans, no extra premium.
- Mental health support. Counselling and structured therapy sessions, with self-referral and short waiting times.
- Not-for-profit mutual. Surpluses are reinvested into member services rather than paid out as shareholder dividends.
- Employers wanting a recognised PMI brand: Bupa's scale, consultant networks and own clinics suit companies competing on health benefits.
- Workforces that value fast treatment access: broad hospital lists, a virtual GP and direct-access mental health support reduce reliance on NHS waiting lists.
- Mid-sized to large employers (50+): flexible tiering and broker-negotiated renewals work best at scale.
- Pure cost-led buyers: premiums sit at the fuller end of the market, so a cash plan may give broader coverage per pound.
- Small teams wanting whole-workforce cover: acute PMI is pricier per head than a cash plan for everyday costs.
Not stated
Bupa prices corporate PMI per-employee-per-month, varying by cover tier, age profile, sector, and excess. Typical UK SME premiums range £30-£100 per employee per month for standard cover.
Available direct or through a broker. Brokers often negotiate sharper renewal terms for mid-market schemes (250+ lives).
Indicative range; obtain a quote via Bupa or an FCA-authorised broker.
Not stated
- FCA authorised & regulated
- UK's largest PMI provider by member count
- No shareholders (company limited by guarantee)
- 2.3m+ UK members
- Direct & broker channels
- Own clinics and dental practices
- FCA authorised & regulated
- Not-for-profit mutual
- UK head office, Liverpool
- Founded 1871
- Broad-staff coverage focus
- Available direct or broker
Pick the right one with data, not a sales pitch
Score your benefits stack with PerkIQ and you'll see which of these (or another provider entirely) closes the biggest gaps for your team.
Information on this page is editorial, gathered from public sources and the providers' own materials, and does not constitute financial advice or a recommendation. For a quote, contact each provider directly or speak to an FCA-authorised broker. PerkIQ is not a reseller and earns no commission on provider sign-ups.
