Provider comparison
WPA vs Bupa
Side-by-side comparison from the PerkIQ directory. Cover, pricing, regulator status, and fit at a glance.
- Tiered PMI. NHS-Plus, Premier, and Elite tier options with flexible scheme design across employee bands.
- Healthcare On The Go. Virtual GP service with same-day appointments, included on most corporate plans.
- Cash plan add-ons. Dental, optical, and therapy benefits available as bolt-ons to the core PMI scheme.
- Personal account manager. A named account manager for every employer scheme, rare in the wider PMI market.
- Comprehensive PMI. In-patient, day-patient, and outpatient cover with flexible tiering. Choose from open-referral, guided, or directional schemes.
- Bupa Anywhere GP. Virtual GP service with 15-minute appointments, prescriptions, and onward referral, included in most schemes.
- Mental health support. Direct-access talking therapies, no GP referral required. Up to 28 sessions on most corporate plans.
- Bupa-owned clinics. Members get priority access to Bupa Cromwell Hospital, Bupa Dental Care, and Bupa Health Clinics across the UK.
No fit notes published.
No fit notes published.
No pricing notes published.
Bupa prices corporate PMI per-employee-per-month, varying by cover tier, age profile, sector, and excess. Typical UK SME premiums range £30-£100 per employee per month for standard cover.
Available direct or through a broker. Brokers often negotiate sharper renewal terms for mid-market schemes (250+ lives).
Indicative range; obtain a quote via Bupa or an FCA-authorised broker.
- FCA authorised
- Not-for-profit mutual
- Founded 1901, Bristol
- SME focus
- Available direct or broker
- High retention rates
- FCA authorised & regulated
- UK's largest PMI provider by member count
- No shareholders (company limited by guarantee)
- 2.3m+ UK members
- Direct & broker channels
- Own clinics and dental practices
Pick the right one with data, not a sales pitch
Score your benefits stack with PerkIQ and you'll see which of these (or another provider entirely) closes the biggest gaps for your team.
Information on this page is editorial, gathered from public sources and the providers' own materials, and does not constitute financial advice or a recommendation. For a quote, contact each provider directly or speak to an FCA-authorised broker. PerkIQ is not a reseller and earns no commission on provider sign-ups.
